Attorneys at Cummings, McClorey, Davis & Acho, P.L.C. handle third-party motor vehicle liability cases and first-party claims for Michigan No-Fault benefits and contractual uninsured and underinsured coverage claims. Our lawyers thoroughly understand effective defense in no-fault and automobile negligence cases, and provide aggressive representation for our clients.

Attorneys at Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) have experience defending class actions against a wide range of claims. Class actions claims can raise some unique insurance coverage challenges, but generally, issues of whether an insurer has a duty to defend a class action claim are analyzed similarly to any other claim. Our clients depend on us to develop imaginative, effective strategies to defeat class certification and plaintiff’s claims […]

Only a small percentage of accidental fires are undetermined in cause. This affords an excellent opportunity for an insurance company to obtain full or partial reimbursement of insurance proceeds paid through aggressive subrogation actions. Although all courts recognize the company’s legitimate equitable and contractual rights to seek subrogation, more and more, courts are attempting to frustrate our access to juries through procedural and legal barriers. Spoilation of evidence, the economic […]

Attorneys at Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) have achieved considerable success defending insurance companies, businesses and individuals in bad faith cases in trial courts, appellate courts, and alternative dispute resolution forums. Our lawyers have defended a wide variety of cases, including: Bad faith Unfair claims settlement practices Failure to settle Duty to defend Late notice Reservation of rights CMDA attorneys have a thorough understanding of the insurance industry […]

Insurance carriers, self-insured and pool groups benefit from the advice and trial skills of our highly-skilled attorneys in insurance coverage and liability defense matters. Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) is frequently consulted for legal opinions regarding insurance coverage, excess insurance, reinsurance, and other contractual issues. Through vigorous litigation work or claims resolution, our lawyers provide experienced defense representation in the following areas: Coverage disputes Priority disputes Reimbursement claims […]

Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) is uniquely qualified in the area of general liability defense. Our Firm was a pioneer in establishing much of today’s case law that shields businesses from frivolous personal injury and property damage suits. We played a key role in establishing state legislation that allowed for the formation of risk insurance pools to assist its clients in obtaining cost-effective insurance against general liability claims. […]

Errors and Omissions (E & O) insurance is intended to cover professionals. All businesses and business owners who are involved in the production or delivery of goods, products, and services are advised to consider the protections available through the various types of E & O coverages provided by the insurance industry. Insurance agents provide essential service to individuals, families, and businesses by helping them find and obtain proper insurance protection. […]

From the basic slip-and-fall soft-tissue injury claims to the more complex negligence and catastrophic injury claims, lawyers at Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) have extensive experience in successfully defending property owners, as well as operators and managers of commercial properties in premises liability actions in both state and federal courts. Our attorneys successfully defend premises liability cases through trial, appeals, arbitration, and mediation. Our Firm defends clients against […]