When you buy insurance for your automobile, you want to protect those in your car as much as a known person in another vehicle if someone is seriously injured.  Michigan no-fault insurance companies are doing what they can to reduce coverage for your loved ones, even though you are paying for full insurance protection.  Some insurance companies are employing a step-down auto insurance clause, which is a provision that applies […]

In a recent case, a woman fell and injured her back when brick and mortar steps beneath her crumbled.  The land owner brought, and was awarded, a summary disposition dismissing the case at the trial level. Upon appeal, the Court of Appeals held that the land owner has an actual duty to take reasonable steps to prevent dangerous conditions, which could include the duty to inspect.  However, an injured party’s […]

If an accident occurs: Try to remain calm and thoughtful. If you or anyone in your car is injured, stay in the car unless there is danger of fire or another accident. Use your cell phone to get help from the police and medical personnel. Avoid making statements about responsibility to other drivers, witnesses, the police or insurance representatives without talking to your own insurance representative. Assist the police with […]