Overview
Owen J. Cummings founded CMDA in 1965. He was a partner in our Livonia office until his retirement in 2018. Mr. Cummings focused his practice on municipal law, insurance defense, and estate planning. He maintained an AV Preeminent Rating from Martindale-Hubbell throughout his legal career, which is the highest possible rating an attorney can achieve for both ethical standards and legal ability.
One of Mr. Cummings greatest professional accomplishments was his assistance in the formation of Michigan Municipal Risk Management Authority (MMRMA). In 1980, he and Bernard McClorey created an organization that joined governmental entities together to secure insurance coverage that promised stability of premium and far-reaching protection. Mr. Cummings worked countless hours to get legislation passed to allow this type of insurance coverage since nothing like it had ever been done before. The hours he put into organizing the structure of MMRMA has helped it grow into what it is today.
Education
Detroit College of Law, LL.B. J.D., 1963
University of Detroit, B.S. in Pre-Law
Honors
AV Preeminent Rating from Martindale-Hubbell, which is the highest possible rating an attorney can achieve for both ethical standards and legal ability 
Memberships and Associations
State Bar of Michigan
– Government Law Section
– Master Lawyers Section
American Bar Association
Livonia Bar Association
Jurisdiction and Court Admissions
Admitted In:
Michigan State Courts
United States District Court for the Eastern District of Michigan
United States District Court for the Western District of Michigan
United States Sixth Circuit Court of Appeals
United States Supreme Court
Education
Detroit College of Law, LL.B. J.D., 1963
University of Detroit, B.S. in Pre-Law
Honors
AV Preeminent Rating from Martindale-Hubbell, which is the highest possible rating an attorney can achieve for both ethical standards and legal ability