Retirement is a highly-anticipated reward for years of hard work and child rearing. The “golden years” are viewed as a special season to pursue hobbies and enjoy life. Interestingly, while many people seek advice from a financial advisor to make sure they have enough money to retire, often they do not obtain a professionally prepared estate plan. Instead of working with an attorney, they will do one of the following: […]
Read More‘Tis the season for holiday celebrations and family gatherings. These gatherings offer the opportunity to surreptitiously keep an eye out for noticeable changes in behavior and living conditions of aging loved ones. It is important to be alert to changes because these may reveal health needs and care challenges that require intervention. Here are five signs to look for: 1. Partners covering for each other. Take note if one partner […]
Read MoreIt is fairly common for an aging parent to add a child’s name (sometimes more than one child) as a joint owner on the parent’s bank accounts. The arrangement is usually viewed as a simple and inexpensive solution to the concerns, such as someone needing to be able to pay bills when the parent is ill or hospitalized, funerals are expensive and money will be needed immediately, the account will […]
Read MoreThe CMDA Elder Law and Estate Planning team had a great time at the recent Metro Detroit Association of Health Underwriters (MDAHU) Medicare Summit and Expo. Nearly 200 agents from throughout Michigan attended the seminar, which covered all aspects of the Medicare program. Gene Richards, a partner who focuses his practice on elder law and estate planning, was joined at the seminar by Rita Turner, a paralegal, and Dorene Mitchell, […]
Read MoreMost parents know — in theory, at least — that their children are no longer children when they turn 18. They are considered legal adults with legal responsibilities. This is an abrupt transfer of power and the full significance may not be apparent until something happens that drives that reality home. The start of the school year is right around the corner, which means many recent high school graduates will […]
Read MoreIt’s a travesty when the court process designed to protect seniors is manipulated by unscrupulous professionals for personal profit. Without immediate, aggressive advocacy a person can be stripped of all legal rights in less than 30 minutes at a court hearing. Admittedly, it is appropriate for a judge to appoint a conservator or guardian if an individual cannot make decisions or needs to be protected, but it should only happen […]
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